Two types of insurance are available, on a voluntary basis, to CERN staff members and fellows:

1. Loss of earnings insurance:

In accordance with Article R II 4.13 of the Staff Rules and Regulations, the remuneration paid by CERN to an employed member of the personnel is reduced after 12 months of sick leave (not including sick leave for professional accidents or illnesses) in a 36 month period. Remuneration is reduced to two-thirds for between 12 and 30 months of sick leave, and zero thereafter, up to and including the 36th month.

The CERN administration has recently signed a collective loss of earnings insurance contract with UNIQA to enable employed members of the personnel to protect themselves from the financial consequences of such a reduction in remuneration. This new collective contract also allows members of the personnel who were previously affiliated to UNIQA on an individual basis to do so at a special rate.

All the details about this insurance and the affiliation procedure are available in the Admin e-Guide. 

2. Life Insurance:

CERN has concluded a group insurance contract with the HELVETIA Swiss Life Insurance Company Ltd. This contract enables employed members of the personnel to take out life insurance on favourable terms.

All the details about this insurance and the affiliation procedure are available in the Admin e-Guide.